Smart Woman Securities

According to research from Prudential Financial, 90% of all women will be the sole financial decision maker for their households at some point in their lives.

Allianz Life estimated that women will control 60% of total wealth in the United States by 2010 (8/2006)

USA Today named the fact that women don't start saving and investing early enough as one of the reasons why women “sabotage their retirement” (9/14/2006)

In a study conducted by the University of California at Davis , women's investment portfolios gained 1.4% more than men's portfolios from 1991-1997.

Regardless of age, income and investing experience, only 35% of women surveyed (compared to 50% of the men) trust themselves to make good investing decisions. (2006 Sharebuilder Women and Investing Study)

Of men respondents, 73% said investing is fun and 82% were confident in their abilities; only 52% of women said that investing is fun, and a similar percentage expressed confidence in their investing skills. More than half of all women (57%) indicated they would prefer to delegate investment management to a professional. (Schwab Survey)

According to a 2005 survey from OppenheimerFunds, 76% of women wish that they had learned more about money and investing growing up, yet only 30% say they teach their children about investing

Surprisingly, GenX women were just as likely as senior women to respond that they find investing scary (51% and 50%, respectively) in stark contrast to the men of those generations (19% and18%, respectively). (Schwab Survey)

A woman earns less than a man for the same job, takes more time off work to raise a family, and lives seven years longer, on average. (BusinessWeek, 1999)

By starting to think about matters of money and investing in college, we hope that women will be able to reverse some of these trends and work toward a successful and comfortable financial future. Please email us at info@smartwomansecurities.com with your thoughts, questions, and comments.